10 Do's and Don'ts For Car Insurance Claims

Posted by Allison Sullivan on May 27, 2016 10:48:55 AM

In the case of sudden damage to your vehicle, whether it's weather-related, a fallen tree branch, or a collision between two vehicles, you'll first need to stay calm and assess the situation. You may be wondering just what to do after a car accident. Whether the damage is minor or more serious, you'll want to know these do's and don'ts before bringing a claim to your insurance company. 

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Topics: Insurance, Automobile Accident

Tractor Trailer Accidents Are Increasing. Are You Prepared?

Posted by Allison Sullivan on May 11, 2016 10:32:28 AM

In June 2014, comedian Tracy Morgan made national headlines, not for the content of his comedy, but because his limo-van was impacted and nearly destroyed in an accident involving a tractor-trailer being driven for the big-box retail giant Walmart.

Tracy Morgan's good friend James McNair, a well-known comedian in his own right, was killed in the crash, and Mr. Morgan himself spent time in a coma in critical condition. Kevin Roper, the driver of the semi-truck that hit Mr. Morgan's limosine van, was confirmed to have been working for 13 consecutive hours prior to the accident, and was only a half-hour shy of the federal daily limit when it occurred. Prosecutors have alleged that he had not slept for at least twenty-four hours straight in the time prior to the crash. 

One detail often left out of news articles about this tragedy is that, unfortunately, wrecks with tractor trailers are not a rare occurance.  Wrecks involving tractor trailers are actually increasing nationwide, according to this report from the Insurance Institute for Highway Safety. The rates of semi-truck accidents have gone up more than 16% since 2009. Your chances of being involved in a wreck involving a tractor trailer are higher than you think. It's important to be informed and aware of your rights in case you or a loved one is involved in one of these dangerous collisions.

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Topics: Automobile Accident, Wrecks Involving Tractor Trailers

Underinsured Drivers: Are you Covered in Case of an Accident?

Posted by Allison Sullivan on May 5, 2016 8:52:41 AM

South Carolina's rate of uninsured drivers has been steadily improving since the early 2000's. It can be comforting to look at an uninsured-motorist rate of only about 8% and think that most collisions that take place will involve liability insurance coverage on the at-fault vehicle. 

Unfortunately, while the rate of uninsured drivers is low, the rate of underinsured drivers remains shockingly high. What does this mean for you in case of an automobile accident, wreck involving a semi/tractor trailer, or motorcycle wreck? Let's take a closer look and find out.

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Topics: Insurance, Automobile Accident