What is Insurance Bad Faith?

Posted by Allison Sullivan on Mar 30, 2016 11:18:31 AM

Ever experienced a situation where you or someone you know had to fight with your insurance company in order to receive the benefits owed after a car accident or medical claim? If so, you may have fallen prey to insurance bad faith. 

If you think your insurance company may be acting in bad faith, it's important to really understand the scope of the issue. This will help you to understand what rights you have and what may be done to resolve it. 

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Topics: Insurance

The Deadly Impact of Contaminated Water at Camp Lejeune

Posted by Eugene Powell on Mar 23, 2016 2:30:00 PM

When we opened up this new blog, there were a few posts from our old blog that we made sure to hold onto — our series on PTSD and the VA and this post on the impact of the water contamination at Camp Lejeune. We hope you'll take the time to read it again, in respect to the Marines and their families exposed to the sometimes fatal water contamination at Camp Lejeune.

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Topics: Veterans Affairs

Workers' Compensation: What You Need to Know, Part 5

Posted by Allison Sullivan on Mar 16, 2016 9:30:25 AM

Part I Part II Part III Part IV Part V

Throughout our series on Workers' Compensation, we've answered questions about the history of the WC program in South Carolina, the differences between total and partial disability, occupational diseases or health conditions not usually considered "injuries", and how claims are filed and decisions may be made. In our final post in this series, we're going to take a look at the one topic we haven't yet touched — settlements. The two primary methods of settlement are a Form 16 or what is known as a "clincher agreement."

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Topics: Worker's Compensation

Workers' Compensation: What You Need to Know Part 4

Posted by Allison Sullivan on Mar 9, 2016 8:59:42 AM

Part I Part II Part III Part IV Part V

In our series on Workers' Compensation, we've answered many of the most common questions we hear. We've walked you through the basics of what WC is and when the program was created, the differences between partial and total disability, and even taken a look at occupational diseases and other health issues not normally thought of as "workplace-related injuries".

Today, we'll be looking a little more in-depth into how a claim is filed, the 2007 changes to the Workers' Compensation Act, and what it means to have a "change of condition." First, though, let's answer a quick question about the Second Injury Fund.

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Topics: Worker's Compensation

Workers' Compensation: What You Need to Know, Part 3

Posted by Allison Sullivan on Mar 2, 2016 12:38:42 PM

Part I Part II Part III Part IV Part V

One of the most important protections that you have access to as an employee in South Carolina is Workers' Compensation. In the event of an on-the-job injury or illness that is directly related to your work, it may enable you to mitigate the financial effects of being out of work by paying you a percentage of what you made while working during the time of your disability.

In our first two blogs on the subject, we walked you through the definition and history of the program and who is covered by it, then answered some common questions about the difference between total and partial disability when it comes to Workers' Compensation claims.

Today, we'll look at workplace illness, as well as those conditions that can be caused or exacerbated by workplace environment and other issues, such as strokes, heart attacks, and mental problems.

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Topics: Worker's Compensation